• ABOUT US

    We are your trusted choice broker.
    We work with "A" rated Insurance Companies to ensure art collectors, galleries, museums, dealers, artists and auctioneers that their works are properly taken care of.

    If you create, own, sell, buy, loan, display or preserve works of art on a private or professional basis, we have comprehensive coverage’s with great pricing. Each program provides cost-effective protection, tailored to meet your individual requirements. Art Insurance Now Policies are tailored to cover works of art while on or off premises, in transit, storage, in exhibition, in a Museum, Auction house, and worldwide.

  • Comprehensive Fine Art Insurance

    Every masterpiece is a cultural heritage carrying through centuries the thoughts and feelings of the greatest artists. Their highly valued works inspire us addressing the sense of beauty. Around the globe art galleries, museums and private collectors hunt for the pieces willing to pay astonishing amounts of money. In a case of damage or theft, the loss is irreversible. Not only the artwork is irreplaceable itself but also even the reputation of the organization suffers from a mere fact that such situation has occurred. In result, despite the lost money, the museum or another institution loses partners, which in turn has an adverse impact on its business. Without having a comprehensive fine art collectors insurance for art gallery (for example) from a trustworthy art insurance broker, the masterpieces are subjected to a number of risks:


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We are your trusted choice broker.
We work with "A" rated Insurance Companies to ensure art collectors, galleries, museums, dealers, artists and auctioneers that their works are properly taken care of.

If you create, own, sell, buy, loan, display or preserve works of art on a private or professional basis, we have comprehensive coverage’s with great pricing. Each program provides cost-effective protection, tailored to meet your individual requirements. Art Insurance Now Policies are tailored to cover works of art while on or off premises, in transit, storage, in exhibition, in a Museum, Auction house, and worldwide.

Coverage

  • ART DEALERS & GALLERIES
    CLICK HERE FOR APPLICATION

    Require insurance to cover works on consignments, owned or borrowed, while the works are in the gallery, in transit to exhibitions or storage, as well as, specially designed policies which are flexible and a cost-effective coverage solution to fit your business.

    • Blanket coverage
    • Art in transit worldwide
    • Art fair/trade shows coverage
    • Bailee legal liability
    • Art reference library
    • Inventory, loaned items & objects on consignment
    • Packing crates, catalogues, and brochures
    • Transit by Land, Air or Boat
    • Art in storage, multi locations
    • Off premises Exhibitions
  • COLLECTIONS
    CLICK HERE FOR APPLICATION

    Over the years, have you amassed a collection of art, manuscripts, and documents with a significant value? An art collectors insurance requires specialized coverage, since the majority of homeowners or corporate business policies offer limited protection. Our clients can rest easy knowing they have coverage provided by collectors insurance focused on the requirements of an individual collection.
    Policy covers collections while:

    • On premises
    • On loan
    • In transit to & from auction house, storage facilities, Galleries, framers and restorers
    • Wall to wall coverage
  • JEWELRY
    CLICK HERE FOR APPLICATION

    In collaboration with our fine art insurance, we offer expanded coverage of up to $250,000 in jewelry and watches. Specific items eligible for coverage include antique and designer jewelry: pearls, bracelets, charms, earrings, necklaces, pendants, and rings and watches comprised of silver, gold, platinum and/or other precious metals or alloys. Watches include vintage, collectible and everyday time pieces worn on the wrist, as a necklace or in a pocket.

    • Mysterious disappearance is an included risk
    • Coverage travels with the policyholder worldwide.
    • No appraisal for pieces valued less than $50,000
  • MUSEUM COLLECTIONS
    CLICK HERE FOR APPLICATION

    Whether a museum is a private or a public organization, companies provide all-risk coverage for the collection and changing exhibitions. This coverage includes protection for temporary and long-term loans, both to and from the museum.

    • Art librarys & records
    • Display cases & packing crates
    • Goods in transit to an appraiser for galleries that do not have collections and require insurance to cover only their exhibition program.
    • We offer a flexible, cost-effective coverage solution.
  • EXHIBITIONS
    CLICK HERE FOR APPLICATION

    For the one-off or traveling exhibitions, we provide wall-to-wall coverage for items on display and in transit, this way your lenders can have the peace of mind that they are insured.
    Coverage can include:

    • Packing crates, catalogues, & brochures
    • Items covered in transit
    • Art in storage between transits
    • Worldwide, private & public venues
    • Touring Shows
    • $50,000 up to $100,000,000
  • ARTISTS
    CLICK HERE FOR APPLICATION

    Individual artists, require special coverage to protect their works in the studio, at exhibitions, while in transit, and storage. Genres include; painting, sculpture, architecture, printmaking, digital graphics, ceramics, collage, and photography.

    • Specific works or an entire collection
    • Completed works & works in progress
    • Equipment, including paints, tools, & materials
    • Your Art in the studio, at home, on loan, in exhibition, or at the framers
  • CONSERVATORS
    CLICK HERE FOR APPLICATION

    Our policies have diverse coverages to meet the specific requirements of conservators. We help clients select adequate coverage for items in their care, custody, and control for restoration or conservation. To help mitigate potential exposures, we provide recommended loss control procedures. Insurance covers art while:

    • In transit
    • On premises
    • At a work site
  • AUCTIONEERS
    CLICK HERE FOR APPLICATION

    Art Works can be tailored to your particular requirements. We can arrange coverage for your:

    • Consignments
    • Estate sales
    • Goods in transit
    • Owned inventory
    • Breakage, Theft, Fire
    • Temporary Storage
    • Proven valuation methods
    • No coinsurance clause
    • Fine art reference libraries
    • Special clauses for "loss buy back or "pairs & sets"
    • Blanket limits on property in your care, custody, & control at scheduled locations and any other unnamed location
CLICK HERE FOR APPLICATION

Require insurance to cover works on consignments, owned or borrowed, while the works are in the gallery, in transit to exhibitions or storage, as well as, specially designed policies which are flexible and a cost-effective coverage solution to fit your business.

  • Blanket coverage
  • Art in transit worldwide
  • Art fair/trade shows coverage
  • Bailee legal liability
  • Art reference library
  • Inventory, loaned items & objects
    on consignment
  • Packing crates, catalogues, and brochures
  • Transit by Land, Air or Boat
  • Art in storage, multi locations
  • Off premises Exhibitions

Coverage Highlights

  • PROPERTY COVERAGES
    • Commercial property
    • Business interruption
    • Property floaters
    • Property of a fine art nature, including paintings, pictures, etchings,tapestries, rugs, art glass windows, antique furniture, books, memorabilia, and coin & stamp collections
    • Other bona fide works of rarity, historical value or artistic merit, include jewelry, wine, & musical instruments
  • ENHANCED FINE ARTS

    Clients may require extra or specific protection. Our policies can be enhanced in many ways to include:

    • Fine art reference libraries
    • Furniture or fixtures of a fine arts nature
    • Waivers of subrogation
    • Earthquakes, floods, & windstorms
    • Fine arts legal liability
    • Blanket or schedule option
  • LIABILITY COVERAGES
    • LIABILITY COVERAGES
    • Commercial general liability: limits up to $1 million per occurrence/$2
    • Employment practices liability
    • Host liquor liability
  • OTHER COVERAGES
    • Commercial auto
    • Hired, non-owned, & auto
    • Special Events
    • Crime/Dishonest employees
    • Umbrella: Limits up to $5 million
      (higher limits available)
  • BASIC FINE ARTS COVERAGE

    Even our most basic coverage provides solid protection. It features:

    • Broad, all-risks coverage from the time artwork is taken by you or your client, from the owner, to the time it is returned, on a worldwide basis
    • Blanket limits on property in your care, custody, & control at scheduled locations and any other unnamed location
    • Domestic & international transits
    • No coinsurance clause
    • Valuation clauses designed for the
      art industry
    • Coverage for jointly-owned works of art
    • Special clauses for "loss buy back" or "pairs & sets"
    • Relaxed appraisal requirements

Insuring Art is more than just protecting against damage or theft. Our policies provide seamless and flexible coverage for other exposures as well.

  • Commercial property
  • Business interruption
  • Property floaters
  • Property of a fine art nature, including paintings, pictures, etchings,tapestries, rugs, art glass windows, antique furniture, books, memorabilia, and coin & stamp collections
  • Other bona fide works of rarity, historical value or artistic merit, include jewelry, wine, & musical instruments

Applications

 

CONTACT

William G. Fleischer
Principal

T 212.566.1881 ext 111
or 800.921.1008
E wfleischer@bfbond.com
29 Broadway, Suite 1511
New York, NY 10006